When it comes to managing digital assets, transaction fees play a crucial role in shaping your overall experience. Whether you're sending funds across borders, making everyday purchases, or engaging in decentralized finance (DeFi), minimizing transfer costs can significantly improve efficiency and profitability.
In this guide, we’ll explore the most cost-effective cryptocurrencies for transfers in June 2025. We'll break down the types of fees involved, examine key factors affecting transaction costs, and highlight the top low-fee tokens based on real-world performance data.
Understanding Cryptocurrency Transaction Fees
Cryptocurrency transaction fees are small charges paid to validate and process transactions on a blockchain network. These fees ensure network security, prevent spam, and compensate validators or miners. The main types include:
- Gas fees: Commonly associated with Ethereum and EVM-compatible chains, gas fees vary based on network congestion and computational complexity.
- Network fees: Standard charges applied when transferring coins across any blockchain.
- Withdrawal fees: Some exchanges charge additional fees when moving crypto from their platform to an external wallet.
Several factors influence how much you pay:
- Network congestion: High traffic increases competition for block space, driving up fees.
- Blockchain design: Architectures like sharding, DAG (Directed Acyclic Graph), or Proof-of-Stake often result in lower fees.
- Transaction size and type: Smart contract interactions usually cost more than simple transfers.
- Time of day: Sending crypto during off-peak hours (e.g., late at night or weekends) may reduce fees.
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Top Cryptocurrencies with the Lowest Transfer Fees
Choosing the right cryptocurrency can make a major difference in your transaction costs. Below is a curated list of the most affordable options for transferring value in 2025 — ranked by fee efficiency, speed, and usability.
Dogecoin (DOGE)
Fee: $0.04 | Speed: ~1 minute
Originally created as a meme, Dogecoin has evolved into a widely accepted digital currency. Built on a Proof-of-Work algorithm using Scrypt, DOGE offers fast confirmations and consistent performance. Its low fee and strong community support make it ideal for micropayments and casual transactions.
While not as advanced as newer blockchains, Dogecoin remains a reliable option for users prioritizing simplicity and affordability.
Dogwifhat (WIF)
Fee: $0.08 | Speed: <1 second
Running on the high-performance Solana blockchain, WIF benefits from ultra-fast processing and minimal congestion-related costs. Despite being a meme coin, its underlying infrastructure ensures near-instant transactions at a fraction of the cost of larger networks.
With a base fee of just 0.0003 WIF (approximately $0.08), it’s especially useful for frequent traders, NFT collectors, and DeFi participants who want to avoid high overhead.
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Toncoin (TON)
Fee: $0.02 | Speed: <1 second
Originally developed by the team behind Telegram, TON was designed for mass adoption. It supports microtransactions, peer-to-peer payments, and scalable dApps — all with negligible fees.
Its dynamic sharding architecture allows the network to handle millions of transactions per second without slowdowns or price spikes. This makes TON one of the most future-proof options for low-cost global transfers.
Nano (NANO)
Fee: $0.00 | Speed: <1 second
Nano stands out as one of the only feeless cryptocurrencies. By using a Directed Acyclic Graph (DAG) consensus model instead of traditional mining, Nano eliminates the need for transaction fees entirely.
Every transfer is confirmed instantly and at no cost — making it perfect for everyday use, recurring payments, or humanitarian applications where every cent counts.
However, adoption remains limited compared to more established coins, so availability on exchanges and merchants may be restricted.
Monero (XMR)
Fee: $0.00014 | Speed: ~2 minutes
Focused on privacy and security, Monero ensures that all transactions are untraceable and unlinkable. While not primarily marketed for low fees, XMR still offers extremely affordable transfers — often costing less than a penny.
This combination of strong anonymity and low cost makes Monero a top choice for users who value both financial privacy and economic efficiency.
Ripple (XRP)
Fee: $0.0011 | Speed: 3–5 seconds
XRP was built to transform cross-border payments. Using the Ripple Protocol Consensus Algorithm (RPCA), it achieves rapid settlement times with minimal energy consumption.
With average fees under $0.002, XRP is widely used by financial institutions and remittance services looking for fast, predictable, and inexpensive international transfers.
Bitcoin Cash (BCH)
Fee: $0.0024 | Speed: ~10 minutes
A fork of Bitcoin designed to solve scalability issues, Bitcoin Cash supports larger block sizes — allowing more transactions per block and reducing competition-driven fees.
Despite slower confirmation times compared to newer blockchains, BCH remains a solid option for low-cost peer-to-peer payments and BRC-20 token activity.
Dash (DASH)
Fee: $0.0043 | Speed: 1–2 seconds
Dash combines Proof-of-Work mining with a network of masternodes to enable instant and private transactions. Its PrivateSend feature enhances user anonymity while maintaining low fees.
With sub-cent costs and near-instant finality, Dash continues to position itself as a practical digital cash alternative.
Solana (SOL)
Fee: $0.02275 | Speed: ~10 seconds
Despite its high market cap, Solana maintains remarkably low transaction costs due to its high-throughput architecture. The network processes thousands of transactions per second using a hybrid Proof-of-History and Proof-of-Stake model.
This efficiency has made SOL a favorite among developers building DeFi platforms, NFT marketplaces, and Web3 applications.
Litecoin (LTC)
Fee: $0.03–$0.04 | Speed: ~2.5 minutes
Launched in 2011, Litecoin was one of the first Bitcoin alternatives focused on faster, cheaper transactions. It uses Scrypt mining and has a proven track record of stability.
Recent interest has surged following its halving event, drawing comparisons to Bitcoin but with lower fees and quicker confirmations.
Frequently Asked Questions
Q: Which cryptocurrency has zero transaction fees?
A: Nano (NANO) is currently the only major cryptocurrency that offers completely feeless transactions using its DAG-based consensus system.
Q: Is it cheaper to send crypto during certain times?
A: Yes. Network congestion typically peaks during business hours in major regions. Transferring late at night or on weekends often results in lower fees, especially on congested networks like Ethereum.
Q: Can I avoid withdrawal fees on exchanges?
A: Some platforms offer zero-fee withdrawals for specific cryptocurrencies or during promotional periods. Always check your exchange’s fee schedule before initiating a transfer.
Q: Why are some crypto fees so low despite high usage?
A: Blockchains like Solana, TON, and Nano use advanced consensus mechanisms or off-chain processing to scale efficiently without increasing costs — unlike older networks reliant on auction-based gas models.
Q: Are low-fee cryptos safe to use?
A: Most listed tokens are secure and well-established. However, always research a project’s fundamentals, community support, and audit history before transferring significant amounts.
Final Thoughts
Low transaction fees are essential for maximizing value in today’s fast-moving crypto landscape. From Nano’s revolutionary feeless model to XRP’s institutional-grade efficiency, there are multiple excellent options tailored to different needs — whether you prioritize speed, privacy, or scalability.
While cost is important, always consider broader factors like security, adoption rate, and long-term viability when choosing a transfer method.
👉 Start exploring low-cost crypto transfers with confidence today.