The world of digital finance is evolving at lightning speed, and cryptocurrencies continue to redefine how we manage money, invest, and transact. As we move through 2024, crypto apps and exchanges have become essential tools for both newcomers and seasoned investors navigating this dynamic ecosystem.
With thousands of digital assets and a growing number of platforms to manage them, choosing the right crypto app can make all the difference. To help you stay ahead, we’ve curated a detailed overview of the 11 best crypto apps and exchanges of 2024—selected for security, usability, fees, supported assets, and global accessibility.
Top Crypto Apps and Exchanges in 2024
1. Coinbase
Coinbase remains a top choice for beginners and experienced users alike, thanks to its intuitive interface and strong educational resources. It supports over 200 cryptocurrencies and offers a dedicated advanced trading platform—Coinbase Pro—for users seeking professional-grade tools.
Pros
- Earn crypto rewards by learning through educational modules.
- Free linked Coinbase Card offers cashback in crypto.
- Strong security features including biometric login and 2FA.
Cons
- Fees can be high compared to competitors.
- Limited transparency in fee structure.
Availability
Operates in over 100 countries, including the U.S., Canada, UK, Australia, and most of Europe.
👉 Discover how easy it is to start trading crypto with a secure, user-friendly platform.
2. Crypto.com
Ideal for high-volume traders, Crypto.com stands out with competitive fees that decrease based on trading volume. It offers access to more than 250 crypto assets in the U.S. and supports a wide range of financial products, from debit cards to staking.
Pros
- Low trading fees for active traders.
- Generous rewards program with tiered benefits.
- Global availability with strong regulatory compliance.
Cons
- App download required for full functionality.
- Withdrawal fees apply on most transactions.
Availability
Serves users in over 100 countries, including the U.S. (49 states), UK, Australia, Europe, Asia, and South America.
3. eToro
eToro revolutionizes crypto trading with its social investing model, allowing users to observe and copy trades from experienced investors via CopyTrader. With over 75 cryptocurrencies and thousands of stocks available, it’s a versatile platform for diversified portfolios.
Pros
- CopyTrader enables passive investment strategies.
- Offers a $100,000 virtual portfolio for practice trading.
- Strong security with an “unlosable” security key feature.
Cons
- 1% transaction fee plus spread.
- Social trading may not suit risk-averse beginners.
Availability
Available in over 140 countries across North America, Europe, Asia, Africa, and Oceania.
👉 See how social trading can amplify your crypto investment strategy.
4. Gemini
Founded by the Winklevoss twins, Gemini is a secure and compliant exchange trusted by both retail and institutional investors. It’s one of the few platforms to achieve SOC 1 Type 2 and SOC 2 Type 2 compliance, underscoring its commitment to security and regulatory standards.
Pros
- Supports staking for passive income.
- Gemini Credit Card offers crypto rewards.
- Insured hot wallet for added protection.
Cons
- Limited to around 100 cryptocurrencies.
- No phone support available.
Availability
Available in over 60 countries, including the U.S., UK, Canada, Australia, and Singapore.
5. MoneyLion Crypto
Powered by ZeroHash, MoneyLion Crypto integrates seamlessly with personal finance tools, making it ideal for users who want to combine budgeting with crypto investing. Features include Auto Invest and Roundups, which automatically invest spare change.
Pros
- Zero-commission trades with minimal fees.
- Customizable investment portfolios.
- Integrated financial wellness tools.
Cons
- No IRA or 401(k) crypto options.
- Lacks dedicated financial advisory services.
Availability
Available to residents in all U.S. states except Hawaii.
6. Webull
Webull is known for its sleek interface and powerful charting tools. While it only supports 44 cryptocurrencies, its beginner-friendly design—featuring paper trading and fractional shares—makes it a solid entry point.
Pros
- Commission-free crypto trading.
- Advanced desktop and mobile experience.
- Excellent for learning with simulated trading.
Cons
- No direct wallet transfers—crypto must be sold to USD first.
- Limited educational content outside platform features.
Availability
Available in the U.S., Hong Kong, China, Japan, Singapore, and Australia.
7. SoFi
Primarily a personal finance app, SoFi offers basic crypto trading with support for 22 major tokens. It’s perfect for users already managing loans or banking through SoFi who want to dabble in crypto without switching platforms.
Pros
- $100 Bitcoin signup bonus.
- Simple, clean mobile interface.
- Integrated with SoFi’s broader financial ecosystem.
Cons
- High minimum purchase of $10.
- Only 22 coins available—limited diversification.
Availability
U.S., Hong Kong, China, Japan, Singapore, and Australia.
8. TradeStation
TradeStation Crypto offers low fees—starting at 0.3% per trade—and allows users to transfer crypto to personal wallets, a rare feature among brokerages. It’s ideal for users who already have a TradeStation brokerage account.
Pros
- Low trading costs.
- Wallet withdrawal capability enhances fund control.
- Seamless integration with existing brokerage services.
Cons
- Limited number of supported cryptocurrencies.
Availability
Primarily U.S.-based; international users may face higher fees.
9. Kraken
Established in 2011, Kraken is a veteran in the space, offering advanced tools like margin trading, staking, and futures. Kraken Pro provides volume-based discounts, making it attractive for frequent traders.
Pros
- Top-tier security with live chat and phone support.
- One of the most trusted names in crypto.
- Extensive range of features for pros.
Cons
- Complex fee structure with hidden costs (e.g., NFT fees).
- Higher fees for basic users.
Availability
Over 190 countries, including the U.S., Canada, Japan, Australia, and most of Europe.
10. Robinhood
Robinhood popularized commission-free trading and extends this model to crypto. While limited to major coins like Bitcoin and Ethereum, its simplicity makes it one of the best beginner-friendly crypto apps.
Pros
- Zero commission on trades.
- Easy-to-use interface.
- Combines stock and crypto trading in one app.
Cons
- No advanced trading features.
- No wallet withdrawals—funds stay on-platform.
- U.S.-only access.
Availability
Exclusive to U.S. investors.
11. Firstrade
Firstrade offers around 40 cryptocurrencies with a flat 1% spread per trade—no additional fees. While it lacks crypto-to-crypto trading and wallet transfers, its multi-platform access (desktop, mobile) makes it accessible.
Pros
- No hidden fees beyond the spread.
- Highly rated mobile app for iOS and Android.
- Three desktop trading platforms available.
Cons
- No private wallet transfers.
- Limited coin selection compared to top exchanges.
Availability
U.S. and nearly 30 other countries including Japan, South Korea, Singapore, Israel, and Mexico.
How to Choose the Right Crypto App?
With so many options available, selecting the best crypto app requires evaluating several key factors:
Security
Prioritize platforms with two-factor authentication (2FA), cold storage, and SSL encryption. Look for insurance coverage and regulatory compliance like SOC 2 certification.
Supported Cryptocurrencies
Ensure the app supports not just Bitcoin and Ethereum but also altcoins you’re interested in for portfolio diversification.
User Experience
A clean dashboard, easy navigation, and real-time charts improve your trading efficiency—especially for beginners.
Fees
Compare maker/taker fees, withdrawal charges, and spreads. Some apps appear free but add hidden costs during transactions.
Liquidity & Trading Pairs
High liquidity reduces slippage. More trading pairs mean greater flexibility in executing trades.
Regulatory Compliance
Choose platforms registered with financial authorities in your region to ensure legal protection.
Customer Support
Look for 24/7 live chat or phone support—critical during market volatility or technical issues.
Frequently Asked Questions (FAQs)
What is the best crypto app for beginners?
Coinbase and Robinhood are widely regarded as the most beginner-friendly due to their simple interfaces, educational tools, and commission-free or low-cost entry points.
Which crypto exchange has the lowest fees?
Kraken Pro and TradeStation offer some of the lowest trading fees, especially for high-volume traders. Always compare spreads and withdrawal costs before deciding.
Can I withdraw crypto to my personal wallet?
Yes—Kraken, TradeStation, and Crypto.com allow direct wallet transfers. However, platforms like Robinhood and Webull restrict withdrawals to USD only.
Are crypto apps safe?
Reputable apps like Coinbase, Gemini, and Kraken implement strong security measures including cold storage and insurance. However, no system is 100% immune—always enable 2FA and use strong passwords.
Do any crypto apps offer free trades?
Yes—Robinhood and Webull offer commission-free crypto trading. Note that they may still apply spreads or markups on transactions.
Is staking available on these platforms?
Gemini and Kraken offer staking with competitive APYs. Coinbase also provides staking options for select coins like Ethereum and Solana.
👉 Start your secure crypto journey today with a platform that fits your goals.
Final Thoughts
The best crypto app in 2024 depends on your experience level, investment goals, and security needs. Whether you're just starting out or managing a sophisticated portfolio, there's a platform designed to meet your requirements—from user-friendly interfaces to advanced trading tools.
Always conduct due diligence: check reviews, test features with small amounts first, and prioritize security. In this fast-moving space, staying informed is your greatest advantage.
By aligning your needs with the right platform’s strengths, you can confidently explore the vast potential of digital assets in 2024 and beyond.