Crypto.com Receives MiCA Authorization as Crypto-Asset Service Provider in the EU

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Crypto.com Secures MiCA License: What It Means for European Users

The world of cryptocurrency regulation took a major step forward in early 2025 as Crypto.com became one of the first major platforms to receive full authorization as a Crypto-Asset Service Provider (CASP) under the European Union’s Markets in Crypto-Assets (MiCA) regulation. This milestone, granted by the Malta Financial Services Authority (MFSA), marks a pivotal moment not only for the company but for users across the European Economic Area (EEA).

This authorization confirms Crypto.com’s compliance with the EU’s most comprehensive and harmonized regulatory framework for digital assets to date. It reflects the platform’s ongoing commitment to transparency, security, and regulatory excellence—key factors that increasingly influence user trust in the volatile crypto landscape.

What Is MiCA and Why Does It Matter?

The Markets in Crypto-Assets (MiCA) regulation is a landmark legislative framework introduced by the European Union to standardize the oversight of crypto-asset service providers across all member states. Designed to protect consumers, ensure market integrity, and foster innovation, MiCA establishes clear rules for the issuance and trading of crypto assets, including stablecoins and utility tokens.

By aligning with MiCA, authorized firms like Crypto.com demonstrate adherence to strict requirements in areas such as:

This level of oversight reassures users that their assets are managed under robust legal safeguards, significantly reducing risks associated with fraud, mismanagement, or insolvency.

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What Services Are Authorized Under MiCA?

The CASP license granted to Foris DAX MT Limited, the entity operating Crypto.com in Malta, authorizes it to offer a full suite of crypto-related services across the EEA. These include:

These services form the backbone of any modern cryptocurrency exchange, enabling users to buy, sell, store, and manage their digital portfolios securely and efficiently. With MiCA compliance, these operations now meet uniform EU-wide standards—meaning greater consistency, accountability, and legal clarity for all users.

Seamless Transition for Users

As part of the licensing transition, Foris DAX MT Limited voluntarily surrendered its previous Virtual Financial Assets (VFA) Service Provider License—a move required under MiCA regulations when upgrading to a CASP status. Importantly, this change was implemented without any disruption to user services.

All existing customer protections—including fund segregation, insurance coverage, and transparent fee disclosures—have been retained and enhanced to meet or exceed MiCA’s higher benchmarks. Users can continue accessing their accounts, executing trades, and storing assets with confidence, knowing they are now under an even stronger regulatory umbrella.

On 12 February 2025, the company successfully activated its passporting rights, allowing it to extend these regulated services seamlessly across all EEA countries. This means users from Portugal to Poland now benefit from the same high-standard protections and service quality previously available only in select jurisdictions.

Expanding Access Across Europe

One of the most significant outcomes of MiCA authorization is passporting—the ability for a licensed provider in one EU member state to offer services throughout the entire EEA without needing separate approvals in each country.

With this new status, Crypto.com can now scale its operations across Europe more efficiently than ever before. This expansion is expected to bring:

For European investors and crypto enthusiasts, this means easier access to a secure, compliant, and feature-rich platform that supports both mainstream and emerging digital assets.

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A Commitment to Regulatory Leadership

Founded in 2016, Crypto.com has positioned itself as a leader not just in user growth—surpassing 100 million customers worldwide—but also in regulatory compliance. The company has consistently pursued licensing in key jurisdictions, including approvals from regulators in France, Germany, Spain, and Singapore.

Its MiCA authorization reinforces this strategy and sets a benchmark for other global platforms aiming to operate legally and sustainably in Europe. In an industry often criticized for opacity and lax oversight, such proactive compliance helps build long-term trust and credibility.

Crypto.com’s vision—"Cryptocurrency in Every Wallet™"—is increasingly aligned with reality through initiatives focused on:

Frequently Asked Questions (FAQ)

What is MiCA?

MiCA stands for Markets in Crypto-Assets, a comprehensive regulatory framework introduced by the European Union to govern crypto-asset service providers. It ensures consumer protection, market transparency, and operational resilience across all EEA countries.

Does MiCA apply to all crypto platforms?

Not yet. Only platforms that have completed the rigorous application process and received approval from a national regulator—like the MFSA in Malta—are authorized under MiCA. Many firms are still working toward compliance.

How does this affect my funds on Crypto.com?

Your funds are safer than ever. The MiCA license mandates stronger safeguards, including capital reserves, clear custody arrangements, and enhanced dispute resolution mechanisms—all designed to protect users.

Can I use Crypto.com in my country if I’m in the EEA?

Yes. Thanks to passporting rights activated on 12 February 2025, Crypto.com offers regulated services across all EEA member states. You can access the full range of features in compliance with local laws.

Is my personal data better protected under MiCA?

Yes. MiCA enforces strict data governance rules aligned with GDPR standards. Platforms must clearly disclose how they handle user information and implement advanced cybersecurity measures.

Will fees change due to MiCA compliance?

No immediate changes are expected. While compliance involves operational costs, Crypto.com has stated its commitment to maintaining competitive pricing while improving service quality.

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Looking Ahead: The Future of Regulated Crypto in Europe

Crypto.com’s MiCA authorization is more than a corporate achievement—it’s a signal of maturation for the entire digital asset industry. As governments worldwide seek balanced approaches to innovation and risk management, frameworks like MiCA offer a blueprint for responsible growth.

For users, this means a future where cryptocurrency is not only accessible but also safe, transparent, and integrated into the broader financial system. Platforms that embrace regulation aren’t just surviving—they’re leading the next phase of crypto adoption.

As the EEA continues rolling out MiCA enforcement throughout 2025 and beyond, expect more clarity, stability, and opportunity across Europe’s digital economy.

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