Crypto.com: How to Create an Account and Explore Key Features

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Creating a secure and functional cryptocurrency account is the first step toward managing digital assets, investing in crypto, and exploring decentralized finance (DeFi). Crypto.com has emerged as one of the most popular platforms for users seeking an all-in-one solution for buying, selling, staking, and spending cryptocurrencies. This guide walks you through the account creation process and highlights essential features that make Crypto.com a go-to platform in 2025.

Step-by-Step Guide to Creating a Crypto.com Account

To get started, you’ll need to download the Crypto.com app from the official App Store or Google Play. Once installed, open the app and tap on “Register” or “Create an Account.” You’ll be prompted to enter your first and last name, email address, and a strong password. Make sure your password includes a mix of uppercase letters, numbers, and special characters to enhance security.

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After filling out your details, click “Next” to proceed. The system will send a verification email to the address you provided. Check your inbox, open the message from Crypto.com, and click the verification link to confirm your identity.

Verify Your Phone Number

With your email confirmed, return to the app and enter your mobile number. A one-time verification code will be sent via SMS. Input this code into the app to complete phone verification—a critical step in securing your account and enabling two-factor authentication (2FA) later.

Once verified, your account setup is complete. You now have full access to the platform’s tools and services.

Secure Your Account with Advanced Protection

Security should always be a top priority when dealing with digital assets. After registration, navigate to Settings and enable two-factor authentication (2FA) using an authenticator app like Google Authenticator or Authy. Avoid SMS-based 2FA when possible, as it's more vulnerable to SIM-swapping attacks.

Additionally, consider enabling biometric login (Face ID or Touch ID) for faster, secure access. This feature can be toggled under Security Settings and ensures only you can unlock the app on your device.

Navigate the Home Screen and Core Features

Upon logging in, you’ll land on the Home Page, which serves as your dashboard for all activities. Here, you can view:

At the bottom of the screen, the main menu gives you quick access to key functions: Buy/Sell, Wallets, Staking, Card Management, and more.

Buy, Sell, Deposit, Stake, and Spend Crypto

Just below your total balance, you’ll find shortcut buttons for core financial actions: Buy, Sell, Deposit, Stake, and Crypto Pay.

1. Buy Cryptocurrency

Tap “Buy” to access a list of available coins such as Bitcoin (BTC), Ethereum (ETH), and CRO. Choose your preferred cryptocurrency, select a payment method (bank transfer, credit/debit card), enter the amount, and authenticate the transaction. Your purchased assets will appear in your wallet instantly.

2. Sell Cryptocurrency

The “Sell” option lets you convert crypto holdings into fiat currency (USD, EUR, etc.) or exchange them for other cryptocurrencies. Select the asset you want to sell, choose the destination (fiat wallet or another crypto), confirm the amount, and finalize the trade.

3. Deposit Funds

Crypto.com supports two deposit methods:

Ensure you use the correct network (e.g., ERC-20 for Ethereum-based tokens) to avoid irreversible losses.

4. Stake Cryptocurrencies

Under “Stake,” explore earning opportunities through locked or flexible staking options. The “Earn Radar” tab shows available staking pools with varying APYs. The “My Portfolio” tab tracks your current stakes and accumulated rewards.

Staking not only generates passive income but also supports blockchain network operations.

5. Use Crypto Pay

Crypto Pay allows you to spend digital assets seamlessly. Features include:

This integration bridges crypto usage with everyday spending.

Withdraw Assets Safely

To withdraw funds, go to Accounts > Crypto Wallet > Transfer > Withdraw. You can send assets to:

For external withdrawals, you must first add and verify the recipient wallet address. Withdrawals in fiat currency are processed through your linked bank account.

Always double-check addresses before confirming transactions.

Manage Your Account Efficiently

The Account Page offers a centralized view of your financial activity.

Total Balance Overview

Your total balance aggregates funds across:

This unified view simplifies portfolio tracking.

Convert Crypto Dust

Small leftover balances—known as “crypto dust”—can accumulate over time. Use the Convert Crypto Dust feature to automatically exchange these micro-balances into CRO, maximizing usability and reducing clutter.

Look for the orange notification dot in the top-right corner when dust conversion is available.

View Transaction History

Access a detailed log of all activities:

You can export this data in CSV format for tax reporting or personal record-keeping.

Analyze Portfolio Allocation

The Portfolio Allocation section provides visual insights into:

This helps maintain a balanced investment strategy aligned with your risk profile.

Track Prices with the Crypto Tracking Page

Switch to the Tracking tab to monitor favorite cryptocurrencies. Customize alerts for price movements—set thresholds for upward or downward trends—and receive real-time notifications. This tool is ideal for active traders and long-term holders alike.

Get Started with the Crypto.com Card

Tap the card icon on the home screen to explore available Crypto.com Visa Cards, ranging from basic to premium metal editions. Benefits include cashback in CRO, airport lounge access, streaming subscriptions, and no annual fees (depending on tier).

After selecting a card:

  1. Activate it in-app via Card > Activate Card
  2. Manage settings: PIN reset, block/unblock, international usage
  3. View terms, fees, and benefits

Fund your card using:

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Earn Through the Referral Program

Invite friends using your personal referral link or code. When they sign up, complete KYC verification, and lock CRO to qualify for a Visa card (Ruby Steel tier or higher), both you and the new user receive $25 worth of CRO as a bonus.

Note: Referrers must have completed their own KYC to qualify for rewards.

Frequently Asked Questions (FAQ)

Q: Is creating a Crypto.com account free?
A: Yes, signing up is completely free. There are no charges for account creation or basic wallet usage.

Q: Do I need to complete KYC to use Crypto.com?
A: Yes, identity verification (KYC) is required to buy crypto, withdraw funds, or claim referral bonuses.

Q: Can I use Crypto.com without a phone number?
A: No. A valid mobile number is mandatory for registration and security purposes.

Q: What is crypto staking on Crypto.com?
A: Staking involves locking your crypto assets to earn interest or rewards. It supports network security and offers passive income with flexible or fixed terms.

Q: How do I recover my account if I lose access?
A: Use your recovery phrase (seed phrase) and password. If 2FA is enabled, you’ll also need backup codes.

Q: Are there fees for buying crypto on Crypto.com?
A: Yes, small trading fees apply depending on payment method and user tier. These are displayed before confirming each transaction.

Crypto.com delivers a powerful suite of tools for managing digital wealth—from secure storage and smart investing to real-world spending and passive income generation. Whether you're new to crypto or expanding your DeFi strategy, the platform offers intuitive navigation and robust functionality.

👉 Start building your crypto portfolio securely and efficiently now.