In today’s fast-evolving digital economy, the ability to seamlessly spend cryptocurrency in everyday transactions is no longer a luxury—it’s a necessity. As more users and businesses adopt digital assets, the demand for reliable, scalable, and developer-friendly card infrastructure has surged. Enter Swipe: a powerful platform enabling businesses to issue cryptocurrency-powered debit cards that work globally across major payment networks.
With deep integration into Visa and support for Apple Pay, Google Pay, and Samsung Pay, Swipe delivers a modern financial experience that bridges crypto and fiat. Whether you're a cryptocurrency exchange, fintech startup, or blockchain project, Swipe offers the tools to launch your own branded card program with minimal friction.
How Swipe Powers Crypto Card Programs
Swipe operates at the intersection of blockchain innovation and traditional finance. By partnering with major payment networks and banking institutions, it provides a compliant, secure, and scalable infrastructure for turning crypto holdings into spendable funds—anywhere Visa is accepted.
The platform supports both virtual and physical card issuance, allowing businesses to offer instant digital access while delivering premium physical cards with custom branding. All of this is managed through a unified API system designed for speed, flexibility, and ease of integration.
👉 Discover how easy it is to launch your own crypto debit card program today.
Virtual and Physical Cards – Instant Access, Lasting Value
One of the standout features of Swipe’s platform is its dual-card model:
- Virtual Cards: Instantly issued upon user request, these cards can be used immediately for online purchases or added to mobile wallets via push provisioning.
- Physical Cards: Custom-branded, NFC-enabled plastic cards are shipped directly to users, reinforcing brand identity and trust.
This hybrid approach ensures users gain immediate utility while enjoying the long-term convenience of a durable, real-world payment tool—all synchronized through a single account.
Programmable Card Controls – Built for Flexibility
Swipe gives businesses full control over their card programs through a suite of programmable settings:
- Enable or disable international transactions
- Lock or unlock cards in real time
- Reissue lost or stolen cards remotely
- Set merchant category code (MCC) restrictions
- Manage PIN changes and security protocols
These controls empower issuers to tailor user experiences based on risk tolerance, compliance requirements, or service tiers—ideal for platforms offering tiered membership models or regulated financial products.
Compliance Made Simple
Navigating global financial regulations is one of the biggest hurdles in launching a payment product. Swipe simplifies this by handling KYC (Know Your Customer) and identity verification processes across multiple jurisdictions. Through its network of licensed partners, Swipe allows clients to leverage existing regulatory frameworks without needing their own banking licenses.
This means faster time-to-market, reduced legal overhead, and peace of mind knowing your card program meets regional compliance standards—from GDPR in Europe to AML regulations in North America.
👉 See how Swipe streamlines compliance for global crypto businesses.
Developer-First Design: APIs That Work
At its core, Swipe is built for developers. Its comprehensive API suite enables seamless integration into existing platforms with just a few lines of code. From user onboarding to card lifecycle management, every function is accessible programmatically.
Key API capabilities include:
- Real-time card issuance
- Balance and transaction monitoring
- Automated KYC workflows
- Webhook notifications for events like fraud alerts or spending thresholds
- Support for multi-currency wallets and dynamic fiat conversion
This developer-centric approach makes Swipe an ideal partner for exchanges, wallets, and DeFi applications looking to enhance user engagement through spendable crypto solutions.
Transparent Pricing – No Hidden Fees
Swipe offers two clear pricing tiers tailored to different business needs. Both plans include full regulatory support and dedicated implementation management to ensure smooth deployment.
Tier 1: Core Card Issuing ($25,000 setup fee)
Perfect for startups and mid-sized platforms launching their first card program.
Features:
- On-demand card issuing
- Push provisioning for Apple Pay, Google Pay, Samsung Pay
- Temporary virtual card until physical arrives
- KYC processing included
Pricing:
- $6 per virtual card
- $12 per physical card
- 2.5% processing fee*
* Processing fees apply to transaction volume.
Tier 2: Premium Card Issuing ($25,000 setup fee)
Designed for established platforms seeking enhanced branding and user incentives.
Features:
- Everything in Tier 1, plus:
- Marketing support and co-branding opportunities
- Cardholder benefits program
- Cashback rewards engine
Pricing:
- $4 per virtual card
- $8 per physical card
- 1% processing fee*
* Lower processing fee due to higher expected transaction volume.
👉 Compare which plan fits your business model best.
Why Businesses Choose Swipe
Swipe has become the go-to infrastructure provider for some of the world’s largest cryptocurrency exchanges. Its combination of technical robustness, regulatory compliance, and user-centric design makes it uniquely positioned in the crypto payments space.
Key Advantages:
- Global Reach: Cards work anywhere Visa is accepted—online, in-store, or via mobile wallets.
- Rapid Deployment: Launch your card program in weeks, not months.
- Scalability: Support thousands of users with consistent performance.
- Future-Ready: Built-in support for tokenized cards and emerging payment standards.
Frequently Asked Questions (FAQ)
Q: Can I issue crypto-backed debit cards under my own brand?
A: Yes. Swipe enables full white-label solutions where you can customize card design, user experience, and branding—all powered by Swipe’s backend infrastructure.
Q: Do users need to convert crypto to fiat manually?
A: No. Swipe’s system automatically converts cryptocurrency to local fiat currency at the point of sale using real-time exchange rates.
Q: Is KYC required for end users?
A: Yes. All users must complete identity verification to comply with anti-money laundering (AML) regulations. Swipe handles this process through its integrated compliance engine.
Q: Which cryptocurrencies are supported?
A: While the platform primarily supports major assets like BTC, ETH, and stablecoins, integration with additional tokens depends on the issuer’s configuration and risk policies.
Q: Can cards be used for recurring subscriptions?
A: Absolutely. Swipe-powered cards function like any standard debit card and can be used for streaming services, SaaS platforms, or other subscription-based payments.
Q: What happens if a user loses their card?
A: The issuer can instantly freeze the lost card and issue a replacement—either virtual or physical—through the API dashboard.
Final Thoughts
As cryptocurrency adoption grows, so does the need for practical spending solutions. Swipe fills this gap by offering a secure, compliant, and developer-friendly platform for launching crypto-powered debit cards at scale.
Whether you're building the next-generation digital wallet or expanding your exchange’s service offerings, integrating with Swipe means delivering real-world utility to your users—today.
For fintech innovators and blockchain pioneers alike, the future of spending is here—and it’s powered by crypto.